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Fixed-income · United Kingdom

Atom Bank

Limited-time offer
4.35%

per year · fixed rate

1-Year Fixed Saver

  • Min. £50
  • FSCS protection · Up to £120,000

Earn £1,088 every year on £25,000

That's £1,088 income every year — or compound your interest and earn £1,088 over 1 year, earning an extra No minimum over the course of your investment.

Simple interest (Income)

£1,088 Per year
£272 Per quarter
£1,088 Total interest
£26,088 Gross after 1 year

Compound interest (Growth)

£1,088 Year-one rate
No minimum Extra vs income
£1,088 Total interest
£26,088 Gross after 1 year

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Limited-time offer · Free enquiry · Callback within 2 business days

Age
Amount
When

You're in the queue

Why this rate hits different

4.35% locked in

Not a teaser. Not variable. £1,088/year on £25,000 while the rate holds — 1 year of certainty.

Up to £120,000 protected

Covered under FSCS protection — your deposit protection, spelled out upfront.

Min. £50

Open with Atom Bank direct. We connect you — they handle the account.

£25,000

You deposit

£1,088/yr

You earn (at 4.35%)

£26,088

Gross after 1 year (compounded)

Limited-time offer — Get it while you can!

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At a glance

Type
Fixed bond
Term
1 year
Min. deposit
£50
Protection
FSCS protection
Coverage
Up to £120,000
Region
United Kingdom

Eligibility & details

  • UK only (FSCS).
  • Non-redeemable 1-year fixed; minimum £50.

£1,088/year

On £25,000 at 4.35% AER.

4.35% fixed

Locked for 1 year. £26,088 gross with compounding.

Up to £120,000 protected

FSCS protection · Atom Bank.

Limited availability — Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a £25,000 example at 4.35% AER over 1 year (compounded annually).