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Fixed-income · United Kingdom

Atom Bank

Limited-time offer
4.65%

per year · fixed rate

3-Year Fixed Saver

  • Min. £50
  • FSCS protection · Up to £120,000

Earn £1,163 every year on £25,000

That's £1,163 income every year — or compound your interest and earn £3,652 over 3 years, earning an extra £165 over the course of your investment.

Simple interest (Income)

£1,163 Per year
£291 Per quarter
£3,488 Total interest
£28,488 Gross after 3 years

Compound interest (Growth)

£1,163 Year-one rate
£165 Extra vs income
£3,652 Total interest
£28,652 Gross after 3 years

Get 4.65% now

Limited-time offer · Free enquiry · Callback within 2 business days

Age
Amount
When

You're in the queue

Why this rate hits different

4.65% locked in

Not a teaser. Not variable. £1,163/year on £25,000 while the rate holds — 3 years of certainty.

Up to £120,000 protected

Covered under FSCS protection — your deposit protection, spelled out upfront.

Min. £50

Open with Atom Bank direct. We connect you — they handle the account.

£25,000

You deposit

£1,163/yr

You earn (at 4.65%)

£28,652

Gross after 3 years (compounded)

Limited-time offer — Get it while you can!

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At a glance

Type
Fixed bond
Term
3 years
Min. deposit
£50
Protection
FSCS protection
Coverage
Up to £120,000
Region
United Kingdom

Eligibility & details

  • UK only (FSCS).
  • 3-year fixed; confirm rate on Atom site.

£1,163/year

On £25,000 at 4.65% AER.

4.65% fixed

Locked for 3 years. £28,652 gross with compounding.

Up to £120,000 protected

FSCS protection · Atom Bank.

Limited availability — Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a £25,000 example at 4.65% AER over 3 years (compounded annually).