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Fixed-income · United Kingdom

Atom Bank

Limited-time offer
4.45%

per year · fixed rate

5-Year Fixed Saver

  • Min. £50
  • FSCS protection · Up to £120,000

Earn £1,113 every year on £25,000

That's £1,113 income every year — or compound your interest and earn £6,080 over 5 years, earning an extra £518 over the course of your investment.

Simple interest (Income)

£1,113 Per year
£278 Per quarter
£5,563 Total interest
£30,563 Gross after 5 years

Compound interest (Growth)

£1,113 Year-one rate
£518 Extra vs income
£6,080 Total interest
£31,080 Gross after 5 years

Get 4.45% now

Limited-time offer · Free enquiry · Callback within 2 business days

Age
Amount
When

You're in the queue

Why this rate hits different

4.45% locked in

Not a teaser. Not variable. £1,113/year on £25,000 while the rate holds — 5 years of certainty.

Up to £120,000 protected

Covered under FSCS protection — your deposit protection, spelled out upfront.

Min. £50

Open with Atom Bank direct. We connect you — they handle the account.

£25,000

You deposit

£1,113/yr

You earn (at 4.45%)

£31,080

Gross after 5 years (compounded)

Limited-time offer — Get it while you can!

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At a glance

Type
Fixed bond
Term
5 years
Min. deposit
£50
Protection
FSCS protection
Coverage
Up to £120,000
Region
United Kingdom

Eligibility & details

  • UK only (FSCS).
  • 5-year fixed bond.

£1,113/year

On £25,000 at 4.45% AER.

4.45% fixed

Locked for 5 years. £31,080 gross with compounding.

Up to £120,000 protected

FSCS protection · Atom Bank.

Limited availability — Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a £25,000 example at 4.45% AER over 5 years (compounded annually).