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Fixed-income · Europe

Raisin EU

Limited-time offer
4.10%

per year · fixed rate

1-Year Term Deposit (EU partner bank)

  • Min. €1,000
  • Deposit guarantee schemes · Up to €100,000

Earn €1,025 every year on €25,000

That's €1,025 income every year — or compound your interest and earn €1,025 over 1 year, earning an extra No minimum over the course of your investment.

Simple interest (Income)

€1,025 Per year
€256 Per quarter
€1,025 Total interest
€26,025 Gross after 1 year

Compound interest (Growth)

€1,025 Year-one rate
No minimum Extra vs income
€1,025 Total interest
€26,025 Gross after 1 year

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Age
Amount
When

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Why this rate hits different

4.10% locked in

Not a teaser. Not variable. €1,025/year on €25,000 while the rate holds — 1 year of certainty.

Up to €100,000 protected

Covered under Deposit guarantee schemes — your deposit protection, spelled out upfront.

Min. €1,000

Open with Raisin EU direct. We connect you — they handle the account.

€25,000

You deposit

€1,025/yr

You earn (at 4.10%)

€26,025

Gross after 1 year (compounded)

Limited-time offer — Get it while you can!

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At a glance

Type
Fixed bond
Term
1 year
Min. deposit
€1,000
Protection
Deposit guarantee schemes
Coverage
Up to €100,000
Region
Europe

Eligibility & details

  • EU only: 1-year at EU partner bank via Raisin EU — not UK Raisin (en-gb).
  • National DGS per bank.

€1,025/year

On €25,000 at 4.10% AER.

4.10% fixed

Locked for 1 year. €26,025 gross with compounding.

Up to €100,000 protected

Deposit guarantee schemes · Raisin EU.

Limited availability — Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a €25,000 example at 4.10% AER over 1 year (compounded annually).