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Fixed-income · Europe

Raisin EU

Limited-time offer
3.95%

per year · fixed rate

2-Year Term Deposit (EU partner bank)

  • Min. €1,000
  • Deposit guarantee schemes · Up to €100,000

Earn €988 every year on €25,000

That's €988 income every year — or compound your interest and earn €2,014 over 2 years, earning an extra €39 over the course of your investment.

Simple interest (Income)

€988 Per year
€247 Per quarter
€1,975 Total interest
€26,975 Gross after 2 years

Compound interest (Growth)

€988 Year-one rate
€39 Extra vs income
€2,014 Total interest
€27,014 Gross after 2 years

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Limited-time offer · Free enquiry · Callback within 2 business days

Age
Amount
When

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Why this rate hits different

3.95% locked in

Not a teaser. Not variable. €988/year on €25,000 while the rate holds — 2 years of certainty.

Up to €100,000 protected

Covered under Deposit guarantee schemes — your deposit protection, spelled out upfront.

Min. €1,000

Open with Raisin EU direct. We connect you — they handle the account.

€25,000

You deposit

€988/yr

You earn (at 3.95%)

€27,014

Gross after 2 years (compounded)

Limited-time offer — Get it while you can!

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At a glance

Type
Fixed bond
Term
2 years
Min. deposit
€1,000
Protection
Deposit guarantee schemes
Coverage
Up to €100,000
Region
Europe

Eligibility & details

EU only: 2-year fixed at EU partner via Raisin marketplace.

€988/year

On €25,000 at 3.95% AER.

3.95% fixed

Locked for 2 years. €27,014 gross with compounding.

Up to €100,000 protected

Deposit guarantee schemes · Raisin EU.

Limited availability — Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a €25,000 example at 3.95% AER over 2 years (compounded annually).