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Fixed-income · Europe

Raisin EU

Limited-time offer
3.90%

per year · fixed rate

3-Year Fixed Term Deposit

  • Min. €1,000
  • Deposit guarantee schemes · Up to €100,000

Earn €975 every year on €25,000

That's €975 income every year — or compound your interest and earn €3,041 over 3 years, earning an extra €116 over the course of your investment.

Simple interest (Income)

€975 Per year
€244 Per quarter
€2,925 Total interest
€27,925 Gross after 3 years

Compound interest (Growth)

€975 Year-one rate
€116 Extra vs income
€3,041 Total interest
€28,041 Gross after 3 years

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Amount
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Why this rate hits different

3.90% locked in

Not a teaser. Not variable. €975/year on €25,000 while the rate holds — 3 years of certainty.

Up to €100,000 protected

Covered under Deposit guarantee schemes — your deposit protection, spelled out upfront.

Min. €1,000

Open with Raisin EU direct. We connect you — they handle the account.

€25,000

You deposit

€975/yr

You earn (at 3.90%)

€28,041

Gross after 3 years (compounded)

Limited-time offer — Get it while you can!

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At a glance

Type
Fixed bond
Term
3 years
Min. deposit
€1,000
Protection
Deposit guarantee schemes
Coverage
Up to €100,000
Region
Europe

Eligibility & details

EU only: 3-year term deposit via Raisin EU partner bank.

€975/year

On €25,000 at 3.90% AER.

3.90% fixed

Locked for 3 years. €28,041 gross with compounding.

Up to €100,000 protected

Deposit guarantee schemes · Raisin EU.

Limited availability — Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a €25,000 example at 3.90% AER over 3 years (compounded annually).