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Fixed-income · Europe

Raisin EU

Limited-time offer
3.85%

per year · fixed rate

4-Year Term Deposit (EU partner bank)

  • Min. €1,000
  • Deposit guarantee schemes · Up to €100,000

Earn €963 every year on €25,000

That's €963 income every year — or compound your interest and earn €4,078 over 4 years, earning an extra €228 over the course of your investment.

Simple interest (Income)

€963 Per year
€241 Per quarter
€3,850 Total interest
€28,850 Gross after 4 years

Compound interest (Growth)

€963 Year-one rate
€228 Extra vs income
€4,078 Total interest
€29,078 Gross after 4 years

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Age
Amount
When

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Why this rate hits different

3.85% locked in

Not a teaser. Not variable. €963/year on €25,000 while the rate holds — 4 years of certainty.

Up to €100,000 protected

Covered under Deposit guarantee schemes — your deposit protection, spelled out upfront.

Min. €1,000

Open with Raisin EU direct. We connect you — they handle the account.

€25,000

You deposit

€963/yr

You earn (at 3.85%)

€29,078

Gross after 4 years (compounded)

Limited-time offer — Get it while you can!

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At a glance

Type
Fixed bond
Term
4 years
Min. deposit
€1,000
Protection
Deposit guarantee schemes
Coverage
Up to €100,000
Region
Europe

Eligibility & details

EU only: 4-year fixed; bank and rate vary by live offer.

€963/year

On €25,000 at 3.85% AER.

3.85% fixed

Locked for 4 years. €29,078 gross with compounding.

Up to €100,000 protected

Deposit guarantee schemes · Raisin EU.

Limited availability — Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a €25,000 example at 3.85% AER over 4 years (compounded annually).