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Fixed-income · Europe

Raisin EU

Limited-time offer
3.80%

per year · fixed rate

5-Year Term Deposit (EU partner bank)

  • Min. €1,000
  • Deposit guarantee schemes · Up to €100,000

Earn €950 every year on €25,000

That's €950 income every year — or compound your interest and earn €5,125 over 5 years, earning an extra €375 over the course of your investment.

Simple interest (Income)

€950 Per year
€238 Per quarter
€4,750 Total interest
€29,750 Gross after 5 years

Compound interest (Growth)

€950 Year-one rate
€375 Extra vs income
€5,125 Total interest
€30,125 Gross after 5 years

Get 3.80% now

Limited-time offer · Free enquiry · Callback within 2 business days

Age
Amount
When

You're in the queue

Why this rate hits different

3.80% locked in

Not a teaser. Not variable. €950/year on €25,000 while the rate holds — 5 years of certainty.

Up to €100,000 protected

Covered under Deposit guarantee schemes — your deposit protection, spelled out upfront.

Min. €1,000

Open with Raisin EU direct. We connect you — they handle the account.

€25,000

You deposit

€950/yr

You earn (at 3.80%)

€30,125

Gross after 5 years (compounded)

Limited-time offer — Get it while you can!

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At a glance

Type
Fixed bond
Term
5 years
Min. deposit
€1,000
Protection
Deposit guarantee schemes
Coverage
Up to €100,000
Region
Europe

Eligibility & details

EU only: 5-year fixed via Raisin EU partner bank.

€950/year

On €25,000 at 3.80% AER.

3.80% fixed

Locked for 5 years. €30,125 gross with compounding.

Up to €100,000 protected

Deposit guarantee schemes · Raisin EU.

Limited availability — Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a €25,000 example at 3.80% AER over 5 years (compounded annually).