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Fixed-income · USA

My Banking Direct

Top Rated Limited-time offer
4.35%

per year · fixed rate

High Yield Savings Account

  • Min. $500
  • FDIC & NCUA · Up to $250,000

Earn $1,088 every year on $25,000

That's $1,088 income every year — or compound your interest and earn $1,088 over 1 year, earning an extra No minimum over the course of your investment.

Simple interest (Income)

$1,088 Per year
$272 Per quarter
$1,088 Total interest
$26,088 Gross after 1 year

Compound interest (Growth)

$1,088 Year-one rate
No minimum Extra vs income
$1,088 Total interest
$26,088 Gross after 1 year

Get 4.35% now

Limited-time offer · Free enquiry · Callback within 2 business days

Age
Amount
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Why this rate hits different

4.35% locked in

Not a teaser. Not variable. $1,088/year on $25,000 while the rate holds — 1 year of certainty.

Up to $250,000 protected

Covered under FDIC & NCUA — your deposit protection, spelled out upfront.

Min. $500

Open with My Banking Direct direct. We connect you — they handle the account.

$25,000

You deposit

$1,088/yr

You earn (at 4.35%)

$26,088

Gross after 1 year (compounded)

Limited-time offer — Get it while you can!

Get 4.35% Now

At a glance

Type
Savings
Term
1 year
Min. deposit
$500
Protection
FDIC & NCUA
Coverage
Up to $250,000
Region
USA

Eligibility & details

  • FDIC-insured via New York Community Bank.
  • $500 minimum balance to earn stated APY.
  • Online bank, no physical branches.

$1,088/year

On $25,000 at 4.35% AER.

4.35% fixed

Locked for 1 year. $26,088 gross with compounding.

Up to $250,000 protected

FDIC & NCUA · My Banking Direct.

Limited availability — Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a $25,000 example at 4.35% AER over 1 year (compounded annually).