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Fixed-income · USA

My Banking Direct

4.35%

per year · fixed rate

High Yield Savings Account

Top Rated Limited-time offer
  • Min. $500
  • FDIC & NCUA · Up to $250,000
Get 4.35% now

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Submit your details and a specialist from My Banking Direct confirms your rate and calls you back within two business days. Free, no obligation.

About your deposit

$50k – $250k
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Why this rate stands out

4.35% locked in

Not a teaser. Not variable. $1,088/year on $25,000 while the rate holds. That's 1 year of certainty.

Up to $250,000 protected

Covered under FDIC & NCUA. Your deposit protection, spelled out upfront.

Min. $500

Open with My Banking Direct direct. We connect you and they handle the account.

$25,000

You deposit

$1,088/yr

You earn (at 4.35%)

$26,088

Gross after 1 year

Limited-time offer. Get it while you can!

Get 4.35% Now

At a glance

Type
Savings
Term
1 year
Min. deposit
$500
Protection
FDIC & NCUA
Coverage
Up to $250,000
Region
USA

Eligibility & details

  • FDIC-insured via New York Community Bank.
  • $500 minimum balance to earn stated APY.
  • Online bank, no physical branches.

$1,088/year

On $25,000 at 4.35% AER.

4.35% fixed

Locked for 1 year. $26,088 gross on this example.

Up to $250,000 protected

FDIC & NCUA · My Banking Direct.

Limited availability. Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a $25,000 example at 4.35% AER over 1 year.