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Fixed-income · USA

Marcus by Goldman Sachs

Limited-time offer
3.90%

per year · fixed rate

Online Savings Account

  • Min. $25,000
  • FDIC & NCUA · Up to $250,000

Earn $975 every year on $25,000

That's $975 income every year — or compound your interest and earn $975 over 1 year, earning an extra No minimum over the course of your investment.

Simple interest (Income)

$975 Per year
$244 Per quarter
$975 Total interest
$25,975 Gross after 1 year

Compound interest (Growth)

$975 Year-one rate
No minimum Extra vs income
$975 Total interest
$25,975 Gross after 1 year

Get 3.90% now

Limited-time offer · Free enquiry · Callback within 2 business days

Age
Amount
When

You're in the queue

Why this rate hits different

3.90% locked in

Not a teaser. Not variable. $975/year on $25,000 while the rate holds — 1 year of certainty.

Up to $250,000 protected

Covered under FDIC & NCUA — your deposit protection, spelled out upfront.

Min. No minimum

Open with Marcus by Goldman Sachs direct. We connect you — they handle the account.

$25,000

You deposit

$975/yr

You earn (at 3.90%)

$25,975

Gross after 1 year (compounded)

Limited-time offer — Get it while you can!

Get 3.90% Now

At a glance

Type
Savings
Term
1 year
Min. deposit
No minimum
Protection
FDIC & NCUA
Coverage
Up to $250,000
Region
USA

Eligibility & details

  • FDIC-insured via Goldman Sachs Bank USA.
  • No fees, no minimum balance.
  • No ATM access.

$975/year

On $25,000 at 3.90% AER.

3.90% fixed

Locked for 1 year. $25,975 gross with compounding.

Up to $250,000 protected

FDIC & NCUA · Marcus by Goldman Sachs.

Limited availability — Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a $25,000 example at 3.90% AER over 1 year (compounded annually).