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Fixed-income · USA

SoFi

Limited-time offer
3.80%

per year · fixed rate

High Yield Savings Account

  • Min. $25,000
  • FDIC & NCUA · Up to $250,000

Earn $950 every year on $25,000

That's $950 income every year — or compound your interest and earn $950 over 1 year, earning an extra No minimum over the course of your investment.

Simple interest (Income)

$950 Per year
$238 Per quarter
$950 Total interest
$25,950 Gross after 1 year

Compound interest (Growth)

$950 Year-one rate
No minimum Extra vs income
$950 Total interest
$25,950 Gross after 1 year

Get 3.80% now

Limited-time offer · Free enquiry · Callback within 2 business days

Age
Amount
When

You're in the queue

Why this rate hits different

3.80% locked in

Not a teaser. Not variable. $950/year on $25,000 while the rate holds — 1 year of certainty.

Up to $250,000 protected

Covered under FDIC & NCUA — your deposit protection, spelled out upfront.

Min. No minimum

Open with SoFi direct. We connect you — they handle the account.

$25,000

You deposit

$950/yr

You earn (at 3.80%)

$25,950

Gross after 1 year (compounded)

Limited-time offer — Get it while you can!

Get 3.80% Now

At a glance

Type
Savings
Term
1 year
Min. deposit
No minimum
Protection
FDIC & NCUA
Coverage
Up to $250,000
Region
USA

Eligibility & details

  • FDIC-insured.
  • Top rate (up to 3.80% APY) requires direct deposit setup.
  • Base rate ~1.20% otherwise.
  • Fintech with no branches.

$950/year

On $25,000 at 3.80% AER.

3.80% fixed

Locked for 1 year. $25,950 gross with compounding.

Up to $250,000 protected

FDIC & NCUA · SoFi.

Limited availability — Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a $25,000 example at 3.80% AER over 1 year (compounded annually).