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Fixed-income · USA

SoFi

3.80%

per year · fixed rate

High Yield Savings Account

Limited-time offer
  • Min. $25,000
  • FDIC & NCUA · Up to $250,000
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$50k – $250k
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Why this rate stands out

3.80% locked in

Not a teaser. Not variable. $950/year on $25,000 while the rate holds. That's 1 year of certainty.

Up to $250,000 protected

Covered under FDIC & NCUA. Your deposit protection, spelled out upfront.

Min. No minimum

Open with SoFi direct. We connect you and they handle the account.

$25,000

You deposit

$950/yr

You earn (at 3.80%)

$25,950

Gross after 1 year

Limited-time offer. Get it while you can!

Get 3.80% Now

At a glance

Type
Savings
Term
1 year
Min. deposit
No minimum
Protection
FDIC & NCUA
Coverage
Up to $250,000
Region
USA

Eligibility & details

  • FDIC-insured.
  • Top rate (up to 3.80% APY) requires direct deposit setup.
  • Base rate ~1.20% otherwise.
  • Fintech with no branches.

$950/year

On $25,000 at 3.80% AER.

3.80% fixed

Locked for 1 year. $25,950 gross on this example.

Up to $250,000 protected

FDIC & NCUA · SoFi.

Limited availability. Don't miss out!

Check Availability

Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a $25,000 example at 3.80% AER over 1 year.