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Fixed-income · USA

Discover Bank

Limited-time offer
4.00%

per year · fixed rate

1-Year CD

  • Min. $2,500
  • FDIC & NCUA · Up to $250,000

Earn $1,000 every year on $25,000

That's $1,000 income every year — or compound your interest and earn $1,000 over 1 year, earning an extra No minimum over the course of your investment.

Simple interest (Income)

$1,000 Per year
$250 Per quarter
$1,000 Total interest
$26,000 Gross after 1 year

Compound interest (Growth)

$1,000 Year-one rate
No minimum Extra vs income
$1,000 Total interest
$26,000 Gross after 1 year

Get 4.00% now

Limited-time offer · Free enquiry · Callback within 2 business days

Age
Amount
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Why this rate hits different

4.00% locked in

Not a teaser. Not variable. $1,000/year on $25,000 while the rate holds — 1 year of certainty.

Up to $250,000 protected

Covered under FDIC & NCUA — your deposit protection, spelled out upfront.

Min. $2,500

Open with Discover Bank direct. We connect you — they handle the account.

$25,000

You deposit

$1,000/yr

You earn (at 4.00%)

$26,000

Gross after 1 year (compounded)

Limited-time offer — Get it while you can!

Get 4.00% Now

At a glance

Type
CD
Term
1 year
Min. deposit
$2,500
Protection
FDIC & NCUA
Coverage
Up to $250,000
Region
USA

Eligibility & details

  • FDIC-insured.
  • $2,500 minimum.
  • Early withdrawal penalty: 6 months interest.

$1,000/year

On $25,000 at 4.00% AER.

4.00% fixed

Locked for 1 year. $26,000 gross with compounding.

Up to $250,000 protected

FDIC & NCUA · Discover Bank.

Limited availability — Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a $25,000 example at 4.00% AER over 1 year (compounded annually).