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Fixed-income · USA

Discover Bank

Limited-time offer
3.85%

per year · fixed rate

2-Year CD

  • Min. $2,500
  • FDIC & NCUA · Up to $250,000

Earn $963 every year on $25,000

That's $963 income every year — or compound your interest and earn $1,962 over 2 years, earning an extra $37 over the course of your investment.

Simple interest (Income)

$963 Per year
$241 Per quarter
$1,925 Total interest
$26,925 Gross after 2 years

Compound interest (Growth)

$963 Year-one rate
$37 Extra vs income
$1,962 Total interest
$26,962 Gross after 2 years

Get 3.85% now

Limited-time offer · Free enquiry · Callback within 2 business days

Age
Amount
When

You're in the queue

Why this rate hits different

3.85% locked in

Not a teaser. Not variable. $963/year on $25,000 while the rate holds — 2 years of certainty.

Up to $250,000 protected

Covered under FDIC & NCUA — your deposit protection, spelled out upfront.

Min. $2,500

Open with Discover Bank direct. We connect you — they handle the account.

$25,000

You deposit

$963/yr

You earn (at 3.85%)

$26,962

Gross after 2 years (compounded)

Limited-time offer — Get it while you can!

Get 3.85% Now

At a glance

Type
CD
Term
2 years
Min. deposit
$2,500
Protection
FDIC & NCUA
Coverage
Up to $250,000
Region
USA

Eligibility & details

  • FDIC-insured.
  • $2,500 minimum.
  • Early withdrawal penalty: 6 months interest.

$963/year

On $25,000 at 3.85% AER.

3.85% fixed

Locked for 2 years. $26,962 gross with compounding.

Up to $250,000 protected

FDIC & NCUA · Discover Bank.

Limited availability — Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a $25,000 example at 3.85% AER over 2 years (compounded annually).