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Fixed-income · Canada

Simplii Financial

4.00%

per year · fixed rate

High Interest Savings Account

Limited-time offer
  • Min. $25,000
  • CDIC coverage · Up to $100,000
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Submit your details and a specialist from Simplii Financial confirms your rate and calls you back within two business days. Free, no obligation.

About your deposit

$25k – $100k
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Why this rate stands out

4.00% locked in

Not a teaser. Not variable. $1,000/year on $25,000 while the rate holds. That's 1 year of certainty.

Up to $100,000 protected

Covered under CDIC coverage. Your deposit protection, spelled out upfront.

Min. No minimum

Open with Simplii Financial direct. We connect you and they handle the account.

$25,000

You deposit

$1,000/yr

You earn (at 4.00%)

$26,000

Gross after 1 year

Limited-time offer. Get it while you can!

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At a glance

Type
Savings
Term
1 year
Min. deposit
No minimum
Protection
CDIC coverage
Coverage
Up to $100,000
Region
Canada

Eligibility & details

  • Promotional 4.60% for 5 months on eligible deposits (new clients, first HISA within 60 days); offer ends July 31, 2026.
  • Ongoing tiered rate 0.30%–1.00%.

$1,000/year

On $25,000 at 4.00% AER.

4.00% fixed

Locked for 1 year. $26,000 gross on this example.

Up to $100,000 protected

CDIC coverage · Simplii Financial.

Limited availability. Don't miss out!

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Chooselie is a comparison site, not a financial adviser. Rates and returns shown use a $25,000 example at 4.00% AER over 1 year.